St Brides Castle, Pembrokeshire, Wales

Remote and unspoilt, the Pembrokeshire peninsula – at the southwest corner of Wales – must surely rank among Europe’s most magnificent and varied coastlines. Here you’ll find St Brides Castle, the restoration of which earned the Holiday Property Bond a Prince of Wales Award for Architecture. Set in 99 acres of mature parkland, the fine 19th century baronial country mansion was re-styled in 1833, at the whim of the fourth Lord Kensington. As a result, its castellated outline reflects the eccentricity common among the wealthy landowners of the time.

St Brides is just one of 30 glorious UK and European locations that you and your family could enjoy - rent free for life - as investors in the Holiday Property Bond.

The Further Information below explains in detail how the Bond works. To find out more about St Brides, the other 29 locations - and how the Holiday Property Bond could transform your holidays forever - visit www.hpb.co.uk.

Not far from St Brides is Haverfordwest, an attractive and bustling market town, with a range of shops and restaurants. Also within easy driving distance to the north is Britain’s smallest city, St.David’s - with its lovely 12th century cathedral - and to the south is the town of Pembroke, with its old Norman castle.

Other outings for the family include: the Oakwood Adventure and Leisure Park; the Heatherton Country Sports Park and, for younger members of the family, Folly Farm, all near the old walled town of Tenby.

A few miles north of St Brides is the pretty village of Little Haven.

Also nearby is the spectacular bay of Marloes sands, a mile-long stretch owned by the National Trust with Gateholm Island at the western end.

The cliffs are beautifully coloured, and the bays are frequented by Atlantic seals and choughs. Solva is another delightful village, with tempting shops and restaurants set in a ravine leading down to a narrow sheltered harbour full of yachts, and offering dramatic views from the nearby headland.

The National Trust-owned Colby Gardens features eight acres of woodland garden set in a secluded valley with several good footpaths, one of which leads down to the sea at Amroth.

Nearby Saundersfoot is an oldfashioned seaside town with a beautiful Blue Flag beach. And at Stackpole Quay, reputedly the smallest harbour in Britain, you can walk across to Barafundle Bay whose sweeping white beach, backed by dunes, was voted ‘Britain’s best’ by the Good Holiday Guide.

For the more adventurous, the 220 mile Celtic Trail crosses Wales from Fishguard to Chepstow and forms part of the National Cycle Network. Sailing and windsurfing can be found at Dale, and pony-trekking and riding are readily available, as is scuba diving.

How HPB works: The Bond is a life assurance bond investing, after initial charges, in properties and securities. Properties are booked for a no profit 'user charge' and Points issued with the Bond. There is a quarterly fee of under thirty pounds including VAT linked to RPI, with all other management fees paid from securities. Investment is from £5,000. Encashment may be made under the terms of the "Money Back Promise" referred to above. Otherwise you may encash after two years at a value linked to that of the properties and securities but you may not see a profit and may incur a loss because of initial charges and fluctuations in asset values. In exceptional circumstances encashment may be deferred for up to twelve months. No medical examination required.

This advertisement is issued by HPB Management Limited ('HPBM') of HPB House, Newmarket, Suffolk CB8 8EH. HPBM are authorised and regulated by the Financial Services Authority and are the main UK agent for Holiday Property Bond ('HPB'), issued by HPB Assurance Limited ('HPBA') registered in the Isle of Man and authorised by the Insurance and Pensions Authority there. Holders of policies issued by the company will not be protected by the Financial Services Compensation Scheme if the company becomes unable to meet its liabilities to them but Isle of Man compensation arrangements apply to new policies.

The Trustee of HPB is HSBC Trustee (Guernsey) Limited registered at Park Place, Park Street, St Peter Port, Guernsey, Channel Islands, GY1 1EE. The Securities Manager is Baillie Gifford & Co registered at Calton Square, 1 Greenside Row, Edingburgh, EH1 3AN.. The Property Manager is HPB Management (International) Limited ('HPBMI') registered at Ground Floor, Neptune House, Marina Bay, PO Box 67, Gibraltar.

HPBM, HPBA and HPBMI are part of the HPB Marketing Group and are not independent of each other. HPBM is able to advise only on HPBA's products.

HPB Management Ltd. Registered in England, No.1581593. Registered Office HPB House, Newmarket, Suffolk, CB8 8EH.